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You probably have a half dozen insurance policies in your desk – ones to protect your home, car, life, business, disability, health, cyber risk, identity theft, maybe even your boat or scooter.
Why so many? Because to this point insurance companies have to calculate your risks at a micro-level. That’s what they’ve always done. That will change.
In a few years, I predict you will be able to buy a “human” macro policy, a single entity to cover whatever you ride, buy, rent and do. Instead of underwriting based on risk, insurers will protect all your needs in one policy. Someday.
– Jeff Arnold, Founder, RIGHTSURE