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Things to know when shopping for auto insurance

by The 100 Companies

Shopping for auto insurance can be confusing. Consult this primer when comparing policies:

What’s a deductible? The flat fee paid, out of pocket, when a claim is filed. The higher the policy cost, the lower the deductible (and vice versa).

What’s full-coverage insurance? The trifecta in coverage includes liability (covers medical care and property damage), collision (covers vehicle repair or replacement) and comprehensive (for non-accident related damage like theft, vandalism or natural disaster).

Whose policy pays? Post accident, the carrier representing the party at fault typically foots the bill.

Read on to learn more. In the meantime, shop (and drive) wisely.

– RightSure

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