Own a business? Chances are you need business insurance. When shopping for a policy, steer clear of these common mistakes:
1. Underinsuring your business – From skimping on liability coverage to bypassing workman’s compensation, the pitfalls abound.
2. Forgetting to update – The same coverage that proved a perfect fit last year may no longer be right today.
3. Ignoring deductible-related details – Pay attention to how your out-of-pocket price is calculated (flat fee or percentage) and file claims accordingly.
4. Going it alone – Partnering with an independent insurance agent not only ensures access to multiple options and experts but also personal services.
Read more at RightSure.
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